In a motor policy, sum insured is 100.value of the vehicle is 150. repair due to accident is 70. How much is claim payable?

The value of the policy is less than the actual value of the vehicle therefore insurance policy is under insurance , by applying the average the amount of claim calcuated as follows

policy value / the actual value =100/150 =.066667

claim amount payable =70 multiplied by .066667 =46.6669

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the difference from toatal amount of claim23.3331 is retained by the insured

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note/ Also I can add that there may be other deduction such as the policy excess and consumption  depending on the policy conditions

  Thanking You.

Your Vehicle value is150 and your insurance arrangement is100. simple means you are under insured. in case of loss33.33% will straight forward deduct from your claim and remaining amount will be paid after depreciation deduction.

Motor Insurance policy is not subject to average settlement.

Subject claim should be settled on Total Loss basis and the insurance company has the option to pay the market value of the insured motor car and sell the salvage fpr its interest as recovery or pay the claim amount being the actual cost of repair including value of the new spare parts and apply the depreciation percentage as stipulated in the policy and the policy deductile.

Abdulkarim Attamimi