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The delay may affect in the quality of the goods insured particulary the preishable goods and also may reduce monetary value of the goods in term of difference in prices of the goods at the original period of arrival which initially fixed in the insurance policy and the prices at the time that goods are actually arrived to the custody of the insured.
As delay is excluded from the marine cargo cover, therefore the insured should claim against the carrier .
Thanking You.
If the claim is relatable to the delay, normally repudiation of the claim.Delay is normally an exclusion in the marine policies.