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cause both finally offer same product & gain profit for islamic bank or intrsest for conventional bank but big diff. between them that islamic bank consider the product in his own & has full controll of it to sell it to u or not & once decide to sell it to u bank takes his profit but other one know that this product for customer but bank facilitate this process as firm has the authority for global trade & take his intrest against this services . this is big diff. between sale & Ribaa
ذَلِكَ بِأَنَّهُمْ قَالُوا إِنَّمَا الْبَيْعُ مِثْلُ الرِّبَا وَأَحَلَّ اللَّهُ الْبَيْعَ وَحَرَّمَ الرِّبَا "
Good question! the end is not the problem but HOW we get there... CAN you see the the different between HALA meat and NON-Halal meat.