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The following steps must be taking for necessary claim adjustment : -
A) Study the original insurance policy.
B) Make sure that incident is due to a covered peril.
C) make sure that total sum insured is adequate.
D) You may consider under insurance lf any and hence apply the average clause.
E) Calculate the salvage value and try to reach to acompromise with insured for the reduction of this value from the total amount of claim.
F) Summarize your recommendation and advises to the insurance company for future underwriting in order to improve the risk quality.
G) Finally you may submit your invoice for claim adjustment fees to the insurance company.
Thanking You.
