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Usually used when someone doesn't take a part in a converstation or doesn't give his opinion (say what he/she thinks) about a given situation- work as a kind of invitation, as if you're saying: " Just speak., I'll pay you if necessary ...." :-) and insist on it...
used to ask someone what they are thinking about.
One of the oldest phrases that is used very commonly. It is used to pull out someone from a deep thought and to encourage him to share his thoughts.
Example:
To day you are looking very happy. I'll give you a penny for your thoughts.
You look so entranced and deep in thought that it would be worth paying you to share those thoughts with me!